These Terms and Conditions (these "Terms" or "Terms and Conditions"), which are stated on this webpage, shall govern your use of this website or web application, including all pages within this website (collectively referred to as this "website" below). These Terms apply to your use of this website in full force and effect, and by using this website, you fully accept all the Terms and Conditions stated herein in full. If you disagree with any of these terms and conditions, you must not use this website.
This website is not intended for use by minors (defined as those under the age of 18), and you must not use it if you are a minor.